Minimal down payment - For most products that we offer on EMI, there are various down payment schemes available including nil down payment option.Minimal processing fees - For most of the products that we offer EMIs for, there are minimal processing fees varying from Rs.Minimal documentation - All you need is a PAN Card & KYC Document (Example: Aadhaar Card^/ Passport/ driving license/ Voter ID, etc) – and that’s it!.Instant loan approvals - It’s very simple – provide your basic details to our representative at the nearest partner store, receive an instant loan approval, and the product you liked is yours!.You can divide your purchases into easy EMIs with terms ranging from 6 months to 24 months (6, 8, 9, 10, 12, 18, 24 months available) Choose your own repayment tenure - Choose the repayment period that you are most comfortable with.Loans up to ₹ 15 lakhs # - From televisions to smartphones, from furniture to washing machines– buy products on EMIs across several partner stores.You can also avail our Card-less EMI using Kotak InstaCred EMI know more. Not only that, you can also fulfil your shopping wish list by availing No Cost EMI* on Amazon.in, Flipkart, BYJU’S and others using your Kotak Debit Card. The finance options are available on a wide range of electronics, furniture, online education, and insurance, and health & wellness across leading merchant outlets like Reliance Digital, Croma, Kohinoor, Vijay Sales, Sathya, Vasanth & Co, Great Eastern, BYJU’S etcĬlick here to locate the nearest partner store

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